BMOI representatives present security measures and best practices for using Visa cards. Bank cards are increasingly becoming part of payment habits, but their use also requires greater vigilance. BMOI emphasizes financial education and the right reflexes to adopt with its Visa card, particularly through the "Payez Libre" initiative. This approach aims to guide users toward safer payments while contributing to the modernization of financial practices in Madagascar.
For Harimbola Rakotoarisoa, director of Banking Production at BMOI, modernizing the payment system cannot be separated from financial education. The bank believes that a better understanding of banking tools is essential for users to fully benefit from new payment solutions. The challenge is both technological and educational.
"BMOI has long been convinced that modernizing Madagascar's payment system must go hand in hand with financial education," he explains.
Precautions
This vision places the user at the center of financial services evolution, encouraging them to better understand their card's features and the precautions to take.
Jessy Rakotoniaina, Cash Management manager at BMOI, recalls that a bank card is first and foremost a payment method. It allows its holder to settle purchases and perform various daily operations. It can also be used when traveling abroad. Regular and controlled use thus facilitates tracking of expenses and financial operations.
However, this freedom also implies certain precautions. The four-digit PIN must remain strictly personal. It is used when withdrawing from ATMs or for certain terminal payments. The visual cryptogram, consisting of three digits on the back of the card, is used for online payments on reliable and secure sites.
The sixteen-digit card number and expiration date may also be necessary for online purchases. However, BMOI recommends checking for "https" and a padlock in the address bar before entering this information.